We build resilient, tax‑aware portfolios across public and private markets, pairing disciplined risk controls with a practical, operator’s view of capital allocation. From liquidity planning to private credit, our work aims at one goal: durable outcomes you can live with.
Focus Perspective Investments LLC is an independent investment firm serving families, trusts, and closely held companies. Our team blends fundamental research with quant context to understand what actually drives returns—and what merely adds noise.
We underwrite opportunity sets across equities, credit, and private markets, guided by simple principles: margin of safety, repeatable process, and after‑tax efficiency. We avoid fashionable complexity, preferring clearly priced risk and transparent lines of accountability.
Our reporting is plain‑English and decision‑useful. Every recommendation includes a thesis, risk map, time horizon, and monitoring plan. We summarize the “why,” the “what could go wrong,” and the milestones that would change our view.
Technology is a tool, not a talisman. We use it to sharpen research workflows, improve rebalancing, and document decisions. When human judgment should lead, it does. When automation reduces error and friction, we adopt it.
The result is a client experience that is calm, consistent, and transparent—built for people who measure progress in years, not news cycles.
Three core offerings, each built to integrate tax, liquidity, and governance from day one.
We construct evidence‑based equity and fixed‑income allocations with an explicit risk budget and rebalancing policy. Factor tilts favor quality, free cash flow, and valuation discipline.
Implementation uses low‑cost vehicles, direct indexing where appropriate, and a fully documented trade log. We optimize for after‑tax returns, not back‑tests.
Deliverables include an Investment Policy Statement, monitoring cadence, and scenario analysis aligned to spending needs.
We source and evaluate private credit opportunities—senior secured, asset‑backed, and niche specialty finance—prioritizing underwriting quality and downside protection.
Each idea is underwritten with borrower quality, collateral analysis, covenant strength, and sensitivity to macro liquidity.
Access is curated via manager selection or co‑investment alongside established sponsors with track records through cycles.
We map cash flows for upcoming obligations—taxes, acquisitions, distributions—and stage capital accordingly to avoid forced selling.
Tax coordination spans asset location, charitable planning, and harvest discipline, documented against statutory windows.
We partner with your CPA and counsel to keep actions synchronized and auditable.
Three practical advantages that keep outcomes aligned with intent.
A closer look at our underwriting checklist for income strategies.
We are not a broker‑dealer and do not distribute securities. Access may be limited to eligible investors; due diligence documents available upon request.
Three stages with clear deliverables and decision points.
We translate your priorities into a policy: return needs, drawdowns you can tolerate, taxes to manage, liquidity to preserve. The output is a draft Investment Policy Statement.
We propose allocation ranges, rebalancing rules, and implementation choices across public and private sleeves. Each sleeve has a thesis, benchmark, and risk guardrails.
We implement with cost and tax awareness, then monitor against milestones. Quarterly memos recap changes, rationale, and next steps—no surprises.
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